When you sign a lease, be careful to ensure the following simple steps that you're covered financially and personally.

Before you take your own insurance

It is certainly not consider the fact that the landlord house insurance to cover theft of your personal property. Most times the insurance covers only the landlord and buildings owned. Check the location of the lease, but unless it clearly shows that your Owner is responsible for insuring personal effects, you should be happy, then take your insurance for all items of value you have in the property.

According Check if the property is safe

You should check and obtain certificates or guarantees the owner that the property subject to the following provisions:

- Furniture and Furnishings (Fire) (Safety) Regulations 1988, amended in 1993

- Gas> Safety (Installation and Use) Regulations 1998

- Smoke Detectors Act 1991 (if the property has smoke detectors do not ask if they can be installed)

- Electrical Equipment (Safety) Regulations 1994

They are also recommended to find out if the owner has PAT tested (Portable Appliance Testing), electrical appliances.

The regulations place a legal obligation for the owner to provide copies of required certificates. If your landlordrefuses to do, then you should write to him informing him of his legal obligation under the regulation in order to provide a copy of the lease early. Otherwise, you should have a site written formal complaint to your local Health Safety Executive can be found on her.

All properties are let has an energy (EPC) from 1 October 2008 to have. Energy efficiency (EPC) is broadly comparable with the labels now provided with domesticappliances such as refrigerators and washing machines. Failure to comply could constitute an EPC will be fined up to £ 5000.00 from Trading Standards.

Third Check if the deposit was made under a lease guarantee

From April 2007 the owners or managers of buildings are required to pay a deposit of a tenant on guarantee scheme for deposits paid for renting the place.

This is an approved scheme, which protects the deposit, and minimizes the risk of your landlord unreasonably pickpocketingDeposit at the end of the lease.

Your landlord or agent within 14 days you have to say the transfer of the deposit, which is one of three protection systems approved your deposit and provide detailed information on the system. The three projects are:

- The Deposit Protection Service, which deposits funded a system of free use money earned from interest on this

- Rental Deposit Solutions Ltd, which operates a partnership with the National Association of Owners(NLA) and Hamilton Fraser Insurance

- The dispute service

If the owner or agent is not on your deposit within a space of security, may be such that you pay up to three times the deposit amount.

Fourth I know that the person renting the property is for me, so I do not need to sign a lease.

Oral agreements can be difficult to enforce because there is often no proof of what has been agreed. If a particular problem arises, willdifficult to enforce what was not discussed. However, there is a lease, even if only a verbal agreement between you and your landlord. For example, you may have with your landlord the beginning of the lease, Would you pay as much rent and when it is two, if the fuel bills are included and have Agreed to, and if the landlord the right to say who else can live in the property. If you have a conflict with the landlord or try to impose an oralAgreement with your tenant or landlord you should have a lawyer experienced landlord and tenant.

Fifth I have not read the lease, so it can be linked to her condition.

The lease (or lease) is a legally binding document. You should be aware that by signing the agreement will be bound for the duration of the lease and is not your obligations (to be released, for example, to pay the rent) before the expiry of the lease without the consent of the lessor. TheOwners must also sign the lease. When he signed the lease, the landlord is the transfer of possession of goods to you. A landlord can not recover his property before the expiry of the lease, if you give the lease or cancel the lease, in the latter case, a court order is required.

Before signing a date and time for the lease, make sure that you (and all other tenants if you have a flat share)seen a copy and read so that everyone understands, including the obligations on the landlord. Ask questions clarifying all that are not clear about.

To protect your position on each lease, consider whether you have any questions, you may experience a lawyer in the past, this type of work.

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